Student loans are available to postgraduate research students to cover the costs of unforeseen circumstances that impact on their ability to undertake full-time studies at UNSW.

Students who wish to purchase a computer may also apply for a student loan.

Tuition fees

Other University debts

Student loans are usually available up to $1500.

However, requests for up to a maximum of $4000 may be considered in exceptional circumstances.

Applications for loans will only be considered from students who:

Firstly, you should contact the Graduate Research School by phone to determine if you are eligible to apply for a loan. If your request is pre-approved you will be required to come to the Graduate Research School for an interview.

You should provide proof of ability to repay the loan for loans greater than $200.

 

 

Loans will normally be paid into the bank account nominated on the loan application form, and may take up to five working days to be credited.

In emergency situations and where the loan is for $400 or less, it may be possible to receive the loan in cash.

If you fail to repay your loan, the University will terminate your loan contract and may take legal proceedings to recover the outstanding balance of the loan.

In addition, you will have a block placed on your student record. This block will prevent:

Payments can be made at the Cashier (either at Kensington Campus or at COFA), by cash, cheque, credit card or EFTPOS.

If you hold a scholarship, fortnightly deductions will be taken from your scholarship.

If you discontinue your studies or change your enrolment to part time, the outstanding balance of the loan becomes payable within 30 days.

You will be notified at the time of the interview if your application has been successful.

If you wish to appeal against the decision on your loan application, you should, in the first instance, send a letter of appeal to the Manager, Research Administration, Graduate Research School, UNSW, NSW 2052

Can part time students apply for a student loan?

No

Is interest charged on the loan?

No

What happens if my circumstances change again, and I cannot make the repayments?

You must contact the Graduate Research School, as soon as you realise you are in financial difficulty, you will be requested to come to the Graduate Research School to discuss possible loan renegotiation.

Can International Students Apply for a Loan?

Yes

Graduate Research School
The University of New South Wales
Ground Floor, South Wing
Rupert Myers Building
Gate 14, Barker St, Kensington

Telephone Number: +61 2 9385 5500
Fax Number: + 61 2 9385 6238
scholarships.grs@unsw.edu.au